25+ years. Fee-only. Fiduciary. Veteran-founded.
Wealth Management Built by Veterans, for Veterans
Fee-only fiduciary advisors for military retirees, transitioning service members, and their families.
BlueSky was founded by a West Point graduate and Army Special Operations veteran who came home to find that every advisor he met was selling a product. So he built a firm that wouldn’t.
Today, that’s still the standard. Your pension, TSP, VA benefits, tax strategy, and estate plan are coordinated as one plan, by one team, with no commissions and no products to push. Just the kind of clear, accountable advice you spent your career delivering to others.
Start the Conversation
A short conversation with a fiduciary advisor. No sales pitch, no obligation, no commission.
As featured in
Is Your Retirement Plan Built for the Way Military Pay Actually Works?
That is the job we take: owning how every piece fits, and flagging the small course corrections before they turn into expensive ones.
What You Get as a BlueSky Client
Pension and Survivor Benefit Plan analysis. SBP coverage decisions modeled against your life insurance, your spouse’s financial picture, and your full estate plan, with the tradeoffs laid out clearly before anything is finalized.
Tax planning for the way military retirement actually works. Pension income, VA disability, investment gains, and second-career or consulting earnings each carry different tax treatment. We coordinate them as one strategy, not seven.
Estate and legacy planning. SGLI and VGLI decisions, trusts, beneficiary coordination, and charitable strategies, all aligned with the rest of your plan and updated as your situation changes.
TSP rollover guidance and account consolidation. A clear-eyed analysis of whether to stay in TSP or roll to an IRA, based on your tax bracket, income needs, and estate plan, plus the work of consolidating accounts scattered across duty stations.
Investment management grounded in evidence. Asset-allocation-driven portfolios built on decades of academic research, designed to capture market returns while managing tax drag. No stock picking, no market timing, no guessing.
Coordination with your CPA, attorney, and other professionals. We work alongside the people you already trust, not around them, and make sure every decision accounts for every other one.
Why BlueSky?
| What you get | DIY / Self-Directed | The Answer BlueSky | Brokerage / Wirehouse |
|---|---|---|---|
| Legally required to act in your interest | Varies by account | ||
| No commissions, no product sales | N/A | Fee-only | Often commission or product-based |
| Fee-only, transparent pricing | N/A | Typically a percentage of AUM | |
| Evidence-based investment philosophy | Varies | Varies | |
| Same team, year after year | Varies | ||
| Tax, estate, and investments under one roof | Often separate |
Legally required to act in your interest
No commissions, no product sales
Fee-only, transparent pricing
Evidence-based investment philosophy
Same team, year after year
Tax, estate, and investments under one roof
David L. Blain, CFA
Founder & CEO · Since 1999
Built by a Soldier, Not a Salesman
David L. Blain, CFA, is a West Point graduate with an engineering degree and 10 years of service in Army Airborne, Ranger, and Special Operations units. While serving, he went looking for a financial advisor he could trust, and found that every one was pushing products and collecting commissions. So he built one that wouldn’t.
He founded BlueSky in 1999 on a single principle: financial advice should serve the client, not the advisor. Twenty-five years later, the firm operates the same way: fee-only, fiduciary, with no commissions, no proprietary products, and no conflicts of interest. David holds the Chartered Financial Analyst designation and is the author of Invest in Your Life, Not Just Your Portfolio.
The firm is headquartered in New Bern, North Carolina, near Camp Lejeune and MCAS Cherry Point, and serves military families across the country.
Our Operating Code
1. Duty.
Our founder spent a career in the military before building this firm. He brought the same standard with him: do the work, do it right, and put the mission ahead of yourself.
2. Respect.
Your money took years to earn. It deserves more than a generic portfolio and a quarterly form letter. We treat every dollar you’ve entrusted to us as if it were our own, with the utmost care.
3. Integrity.
Our advisors are held to a fiduciary standard and are obliged to put your interests first, every time. We take this responsibility seriously.
4. People First.
You’re not an account number. You’re a family with goals, worries, and a story. We take the time to learn all of it. Every advisor on our team knows your name and your plan.
We are committed to doing the right thing in thought, word, and deed every time, without hesitation.
What Clients Say
The experience Jim and I have had with BlueSky has been great. What a refreshing change. Our advisors have been exceptional with everything they have done for us. Communication is the name of the game, and BlueSky delivers. So glad we made the switch from First Command.
Jim and Mary
St. Johns, FL, BlueSky clients since 2023
One of the things I have appreciated most about BlueSky has been the tremendous communication and responsiveness of the team. In addition to their proactive scheduling of quarterly reviews, I have reached out many times over the years with questions and requests, and they have never failed to get back to me very rapidly with meaningful responses.
Joel
Saint Johns, FL, BlueSky client since 2014
My team at BlueSky has taken the time to know me and what is important to me. They display a sincere interest in me and my family, and we have developed a trusting relationship. Due to their guidance and support, I feel secure in my retirement, and I am so grateful to them.
BlueSky client
San Jose, CA
These testimonials were provided by a client of BlueSky Wealth Advisors, LLC. The clients were not compensated for this statement. The client’s experience may not be representative of other clients’ experiences and is not a guarantee of future results. BlueSky Wealth Advisors, LLC is a registered investment adviser. Registration does not imply a certain level of skill or training.
A Career of Service Deserves a Plan That Honors It
You spent 20 or 30 years making decisions that mattered. Your financial life deserves the same standard of care. One conversation is enough to know whether we’re the right fit.
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This material is intended for general informational purposes only, and should not be construed as legal, tax, investment, financial, or other advice. It does not consider the specific investment objectives, tax and financial condition or needs of any specific person. To the extent that this material concerns tax matters, it is not intended or written to be used, and cannot be used, by a taxpayer for the purpose of avoiding penalties that may be imposed by law. Investing involves the risk of loss, including loss of principal.
BlueSky Wealth Advisors, LLC is a registered investment advisor. For more information about BlueSky, including fees and services, please see our Form ADV Part 2A or contact us directly.
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